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John Coneys
Branch Manager
Phone: (800) 322-7676
Pager: (610) 907-5004
Fax: (610) 604-9951
Email: john.coneys@ncmc.com





Member of the Platinum Circle - A group of the most talented, dedicated Mortgage Consultants at National City Mortgage.

Buying a Home Is One of the Biggest Decisions in Your Life!

 

Which Type of Loan Is
 Right for You?
 

We Offer 200+ Products
Click Here for more details


Loan Type

Advantages

Fixed Rate

Interest rates or principal and interest payments that stay the same for the life of your loan - 10, 15, 20 and 30 year terms

Adjustable Rate

Qualify for a higher mortgage and enjoy a lower initial interest rate and payment

Adjustment periods vary depending on which product you choose

Affordable Housing Programs

Great for first-time homebuyers. Little or no down payment required with potentially lower interest rates.

Jumbo Loans

Choice of a fixed or adjustable rate.  Mortgage interest may be leveraged as a tax deduction (Consult a tax advisor on the deductibility of interest.)

FHA/VA Loans

Little or no down payment required.  Great for first-time homebuyers with a choice of a fixed or adjustable rates.   

Programs subject to change without notice.

 

 

We're In Your Neighborhood 

 

  How Much Can I Borrow?

How Much Will My Payments Be?

Fixed or Adjustable Rate?

How Much for my Downpayment?

 Should I Refinance?

What Are Refinancing Costs?

How Do Extra Payments Help?

What Home Can I Afford?

Obtaining a Pre-Qualification

 Refinancing Options 

 How to Read a Credit Report

 Should I Pay Points to Lower the Rate?

How Can I Repair My Credit?

 Negotiating A Lower Price

 Compare Mortgages

  Bi-Weekly Mortgages

Which is Better - 15 or 30 Years?

Downpayment Assistance

 

We Say "Yes!" More Often

Many people are hesitant to inquire about a mortgage.  Many of our loans are approved on the spot during your first meeting. We offer a full range of traditional loans:

  • Conventional Loans
  •  Government programs
  •  No money down programs
  •  Interest only
  •  First time homebuyers programs

Specializing in Conventional, Jumbo, FHA, VA and First Time Homebuyers!
 


  About John Coneys

  Buying your dream home is a very exciting moment in your life, but at the same
  time, it can be very stressful, and I would hate to see a wonderful and exciting
  feeling of accomplishment turn into a nightmare because you did not get to the
  closing table on time.  Repeatedly my attention to detail and work ethic allow me
  to guarantee that every aspect of your approval is complete and accurate.

  I have an extensive mortgage financing and real estate background, beginning my
  real estate career in 1989.  I graduated from Drexel University in 1988 with a BS in
  Accounting Finance and went on to receive a Masters in Finance in 1990.  I have
  been with National City Mortgage for 10 years and became Branch Manager in June
  of 2000.  My knowledge of the ever-changing mortgage industry has helped me to
  qualify among the top 25 Mortgage Originators in National City in 2005 & 2006.  For
  the past 9 years I have also been a standing Platinum Circle Member.  This membership
  is awarded to the top originators in the country, closing almost 400 loans and almost
  $60,000,000 in funding for the year.  I work hard to see that every one of my loans
  closes on time and that my customers get what they are promised.  That is why I am
  proud to say that I am one of the few loan officers that had 100% on time closings in
  my career at National City.

  To Find a Home at the Jersey Shore Contact:

  Ian Lazarus, CRS - The Landis Company Realtors

  



Contact Information:
Plymouth Meeting
523 Plymouth Road
Suite 225M
Plymouth Meeting, PA 19462
Phone: (800) 322-7676
Pager: (610) 907-5004
Fax: (610) 604-9951
Email: john.coneys@ncmc.com